Kentucky Frequently Ask Questions Real Estate License

You must take the 96-hour Kentucky pre-license education course from an approved school. You can also take six credit hours in real estate courses from an accredited college.

You must take 96 hours of real estate education from a state-approved school or six credit hours in real estate courses from an accredited college.

You can take the required pre-license course as an in-classroom course or an online course. Keep in mind that online courses are the most flexible with your schedule and can also be the most affordable option.

Yes, you can take your Kentucky 96-hour pre-license course online as long as you choose one of the state's approved providers.

Kentucky does not have any regulations regarding when you take the pre-license course. Just keep in mind that you have to have your high school diploma by the time you apply for your license. The individual course providers may also have age requirements, so you'll want to check with them.

Attorneys must meet the same pre-licensing requirements as all other applicants. Some real estate designated courses in law school can be used to fulfill the education requirements for the sales associates license. You'll need a transcript from your law school to provide the Kentucky Real Estate Commission.

Kentucky will accept six credit hours in real estate courses towards the pre-licensing education as long as they are from an accredited college.

Yes, the Kentucky pre-license course does have a course final exam. You must pass this final before being issued a course completion certificate essential for your license application.

Receiving your pre-license course completion certificate requires you to fully complete the 96 hours of licensing education to pass the course final exam.

Your pre-license course quizzes and exam questions vary based on the current section of the course you are taking. Your course administrator will let you know how many questions are on the different exams and the comprehensive final.

If you are a RealEstateU student, your course completion certificate will be available for download and printing in your student account after passing the final exam.

Refer to this list of Kentucky-approved proprietary schools to find the right course provider for you.

First, you will need to have the school code in order to register for the state licensing exam. This will help them verify that you finished the hours. Second, you will need to provide your proof of pre-licensing education with your Kentucky sales associate application.

No, your pre-licensing course provider will not tell the KREC that you have completed your education. It is your responsibility to provide the course completion certificate as part of your sales associate application.

Your Kentucky course completion certificate does not have a time limit attached to it. However, it's a good idea to work through the steps to licensure as quickly as possible so that all the information is current when you take the exam.

To make any changes to your licensing status, you will need to file a License Status And Personal Information Update Form with the Kentucky Real Estate Commission. Reactivating your license will cost $10, and you must submit updated insurance coverage information.

A Kentucky broker license enables you to operate an independent real estate firm into higher sales associates to work for you. A salesperson license enables you to assist with the business of real estate but work under the supervision of a real estate broker.

Refer to the Kentucky Department of Professional Licensing license verification tool to see your licensing status. Once you have been approved and issued a license, you will appear here. Another option is to search the Active License Directory from the KYDPL.

Your principal broker will be able to visit the Kentucky DPL eServices to print out your license. A copy of your license will also be delivered or mailed to your principal broker.

Kentucky Real Estate Commission offers a group Errors & Omissions Insurance policy carried by RISC Insurance Company. Or, you can carry E&O through a private carrier. Consult with your principal broker about which policy to purchase. You will need to submit the “Private Carrier Certification of Coverage” form.

You need to complete the pre-license education, submit your fingerprints for a background check, take and pass the state exam, and purchase errors and omissions insurance. Once you have done these steps, you will be ready to apply for your salesperson license.

You will receive a licensing application at the PSI Testing Center when you pass the state licensing exam. In addition, the Kentucky Real Estate Commission will send you an email within 36-48 hours of passing the exam with online application instructions. You can use either form to apply for your salesperson license.

Yes, you can use an online application process for your Kentucky real estate salesperson license. Simply wait 36 to 48 hours in the Kentucky Real Estate Commission will send you an email with instructions for online submission. If you don't receive this email, contact the KREC.

The Kentucky salesperson license fee is $130 for an active license. You pay the fee to the Kentucky Real Estate Commission using a credit card, debit card, or electronic check.

Be prepared to submit: ● Proof of high school diploma, GED, or equivalent ● Real estate education documentation via official college transcript or course completion certificate ● FBI background check record still valid within 90 days and fingerprint card ● Proof of E&O Insurance

You only have 60 days after passing the Kentucky State licensing exam to file your license application with the Kentucky Real Estate Commission. After that, you'll need to start the process again.

You will need to work for a Kentucky licensed real estate broker in order to receive an active salesperson license. Your licensing application will ask you for the name of a person or company that you will associate with for the business of real estate.

An active license says that you have met all of the licensing requirements, that you are in good standing, and that you are authorized to assist and be paid for your work. An inactive license says that you have met the licensing requirements, but you are not currently authorized to assist and be paid for your work.

Changing your licensing status requires you to file a License Status And Personal Information Update Form with the Kentucky Real Estate Commission. Inactivating your license will cost $10, and you must renew your license while inactive or it can be canceled.

You must meet all of the Kentucky licensing requirements and work under the supervision of a Kentucky License broker to receive and maintain an active Kentucky real estate salesperson license.

Kentucky will only grant licenses to people who are trustworthy and deemed competent to transact as a sales associate in a way that is safe to the public.

You are more likely to be disqualified for a KY real estate license if your criminal offenses are for violent crimes, felonies, dishonesty, or offenses that would place you on the sex offender registry.

Your prior criminal activity will be disclosed to the Kentucky Real Estate Commission through the FBI and state criminal history check and on the screening questions included in the sales associate application.

You personally will disclose your prior criminal history when you submit your sales associate application. The screening questions inquire about your criminal history. You may be asked to submit additional supporting documentation for the Kentucky Real Estate Commission to make a decision about your licensure.

Yes, you must be fingerprinted for a background check as part of the steps for earning a Kentucky salesperson license. You must request a copy of your National and state criminal history before you register for the real estate exam.

Requesting your fingerprints is a two-step process for Kentucky. You need to contact the FBI and also the Kentucky State Police for your fingerprinting. Visit Uenroll.identogo.com and use the service code 27GJR5 to schedule your appointment.

It can take several weeks to schedule your fingerprinting appointment and have your criminal history reports generated. However, your national criminal history check will expire 90 days after the report’s date of issuance.

You must complete the following steps to earn your KY Salesperson’s license:
1) Completing 96-Hour KY Pre-license Salesperson Course
2) Submit fingerprints for a background check
3) Apply to take the state exam. Pass the exam.
4) Obtain E&O insurance
5) Submit a sales associate license application

In total, it can cost as low as $664.25 to earn your Kentucky real estate salesperson license. The fees to earn a license are spread out over the entire process and not paid all upfront.

Earn your KY salesperson license in approx. 3 months. 1. Complete the 96-hour pre-license course online: 3-6 weeks. 2. Schedule and pass the KY state exam: 1-3 weeks. 3. Submit fingerprints for a background check: 1-3 weeks. 4. Purchase E&O insurance. 5. Apply for your license. A time estimate is not available.

Essentially, you will take two major tests during the process of earning your Kentucky sales associate license. The first is the final exam for the 96-hour pre-license license course. The second will be the Kentucky State licensing exam, which has a national and a state section. You need to pass this to earn a license.

Yes, the Kentucky Real Estate Commission does have an online submission process. You will receive an email from the KREC within 36 to 48 hours of passing the state licensing exam with online submission instructions.

In Kentucky, you must be at least 18 years of age to get a Kentucky real estate salesperson license.

Yes, you will need to have a high-school diploma or its equivalent to earn a Kentucky real estate salesperson license.

Yes, Kentucky does not have a state residency requirement to hold a Kentucky real estate license.

Kentucky publishes its rules, regulations, and laws regarding real estate in the state statutes, KRS Chapter 324. The regulations were last updated in 2020. You can find them using this link.

Licensees should log on to the Kentucky DPL eServices to complete their renewal information. Alternatively, you can submit the License Renewal Form to the Kentucky Real Estate Commission. You need to include a check or money order made payable to the Kentucky State Treasurer for the appropriate renewal fee.

The active license renewal fee if you are covered by the Commission’s Group Policy Errors and Omissions Insurance is $130. If you are an active license renewer but do not have the Commission's Group Policy, the renewal fee is $120. If you are inactive and renewing, the payment is $120.

Your Kentucky real estate salesperson license is good for two years based on a date set by the Commission. Licenses expire on March 31st of a given year.

For your initial licensure, you must complete 48 hours of a commission-approved post-license education course that is offered by an accredited institution or a commission-approved real estate school. You must do this within two years of receiving or activating your license.

While you are on inactive status, you do not need to maintain your continuing education. However, when you want to reactivate your license, you'll need to complete the Kentucky course before your license can be reactivated.

All actively licensed agents must complete 12 hours of continuing education during the two-year licensing. You must take at least 6 hours in the first year of licensing, or your license will be automatically canceled. 6 hours must be in real estate law and 6 must be in real estate-related courses approved by the REC.

You will need to follow the same process as an active Kentucky real estate licensee. Log on to the Kentucky DPL eServices to complete your renewal information. Alternatively, you can submit the License Renewal Form to the Kentucky Real Estate Commission.

The licensing renewal window will open on March 1st, and you have until March 31st to complete the renewal process. Go to Kentucky DPL eServices for the fastest way to renew your license.

If you are late renewing your license, there is a $200 fine for failure to renew on time. Your license will also automatically revert to expired status. You only have one year to reactivate your license and pay the delinquent fees.

Log on to the Kentucky DPL eServices to complete your renewal information. You will need to pay a $200 late fee. If your license has been expired for more than one year, you won't be able to reinstate it. You'll have to go through the licensing process again.

Holding a Kentucky real estate salesperson license allows you to assist with the sale, lease, or management of real estate in Kentucky. You can charge a commission for your work in this regard.

A real estate license is required anytime you wish to assist with the purchase, sale, lease, or property management of residential or commercial real estate inside the state of Kentucky and be paid a commission for your work.

When you transfer principal brokers, you need to fill out the Acceptance And Release Form and pay a $10 fee to the Kentucky State Treasurer. On this form, you will be able to unaffiliate from a current principal broker and re-affiliate with a new principal broker. Both must sign the form.

Right now, Kentucky only has reciprocity with Florida, Ohio, West Virginia, and Tennessee license holders. As of 2019, the KREC said that it was in negotiations with individual states about reciprocity.

Licensed Florida, Ohio, West Virginia, and Tennessee real estate sales associates can get a license through reciprocity by completing a 40-hour reciprocal license law course, submitting fingerprints for a national criminal record check, and taking the reciprocal license exam.

Kentucky no longer has a policy of license recognition. If you are licensed in another state but that state does not have reciprocity, you will need to follow the same steps as a new sales associate. Kentucky is actively negotiating reciprocity deals, so check with the KREC.

Every non-resident has to file an irrevocable consent that states legal actions can be taken against the applicant in the courts of any county in Kentucky. Otherwise, you will need to follow the same steps as a Kentucky resident to pursue your license.

Yes, Real Estate U is a recently approved pre-license course provider. We offer the 96-hour course for $249 as an online, flexible course.

No, you'll need to take the Kentucky pre-licensing course before you schedule the exam. Part of your registration process is to input a registration code provided by your real estate school. Without this code, you can't register for the state exam.

Kentucky does not put a time limit between when you finish the pre-licensing education and when you can take your exam. However, it's a good idea to schedule your Kentucky licensing exam as soon as possible after finishing the course.

Online registration is the fastest and easiest way to schedule your exam. Go to the PSI website. Here you will create an account and enter your pre-license school code to schedule the exam.

The Kentucky salesperson exam costs $100. You pay the fee directly to psi, which accepts major credit cards for payment.

When scheduling the exam, you pay PSI, the state’s exam provider, using a credit card through the online portal. PSI accepts Visa, Mastercard, American Express, or Discover cards. Other registration options ask you to mail a check, money order, or cashier’s check. All payment must be received in advance of the exam.

Online registration is the fastest way to book your exam appointment. You can be registered within half an hour by going to the PSI website. The steps ask you to create an account, find an exam appointment and test center near you, and pay the exam fee.

PSI operates testing centers in Bowling Green, Lexington, Louisville, Maysville, Paducah, Somerset, Cincinnati, Cleveland, Columbus, Knoxville, and Nashville. Find the testing location addresses in the Candidate Handbook or online at the PSI website.

Yes, you will still be taking the state exam in most cases even if you are a real estate license holder in another state. You want to check to see if there is a reciprocity agreement with your particular state and what that means for your licensure process.

To change your Kentucky state licensing exam date or cancel altogether, you need to contact PSI at 855-746-8176 at least 48 hours before the scheduled appointment. If you fail to contact PSI before 48 hours, you will forfeit your exam fee.

The Kentucky Salesperson Pre-licensure Exam consists of two sections. The National section consists of 80 multiple-choice questions. The state section has 50 multiple-choice questions. A passing score is 75% on each section.

You will be tested on national and state real estate-related content. Topics include property ownership, land use controls, financing, market analysis, property disclosures, and contracts. State-specific questions ask about the Commission, licensing, brokerage activities, license law of contracts, property management.

You do not need to bring a calculator, but you are allowed to bring one. However, it must be non-programmable, battery-operated, silent, and without alphabetic capabilities.

You will need to bring (2) forms of identification. One must be state or federal government-issued, like a driver’s license or passport. The secondary form can be another primary ID or something which contains your signature, like a credit or debit card.

PSI can accommodate testing modifications in accordance with the ADA. Anyone requesting accommodations must fill out the accommodations request form and submit documentation from a medical authority or specialist about their limitations.

PSI will provide small personal item storage at the test center for items like keys and wallets. However, other personal items like purses, reading material, or electronic devices are prohibited. No food, drink, or chewing gum is allowed in the testing center.

Yes, at this stage of the licensing process, you do not have to have been hired by a principal broker to take the state licensing exam.

Yes, you have just 60 days to apply for your sales associate license once you have passed both sections of the state licensing exam. If you fail the state exam, you have four months to retake the failed sections.

Your next step is to apply for your sales associate license. You will need to purchase errors and omissions insurance, gather up your documentation and submit the license application as one package to the KREC.

The state testing provider PSI will notify the Kentucky Real Estate Commission that you have passed or failed the exam. If you passed, the KREC will send you an email with license applications directions within 36 to 48 hours.

You can take the Kentucky State salesperson licensing exam as many times as you need to, but keep in mind you only have four months to pass any failed sections after your first exam. It will cost $100 every time you retake the test, regardless if it is both sections or just one.

You will know your Kentucky state licensing exam results as soon as you finish the test. A pass or fail will appear onscreen. You'll also receive an unofficial score report printed out and handed to you.

Yes, you can retake the Kentucky real estate exam, but you must do so within four months of the first time you take the exam. Otherwise, you'll have to take the 96-hour pre-license course again.

First, wait 24 hours after your initial test. After that, you can call PSI at 855-746-8176 or go online to your account to set up the retake.

Each time you retake the Kentucky State salesperson licensing exam will cost you $100. That is the fee for one and both sections of the exam.

No, you can just retake the section that you failed. However, you'll still pay the full $100 exam fee.